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Memphis is a city in the southwestern corner of the State of Tennessee and the county seat of Shelby County. The city is located on the fourth Chickasaw Bluff, south of the couence of the Wolf and Mississippi rivers.Memphis had a population of 653,450 in 2013, making it the largest city in the state of Tennessee, the largest city on the Mississippi River, the third largest in the Southeastern United States, and the 20th largest in the United States. The greater Memphis metropolitan area, including adjacent counties in Mississippi and Arkansas, had a 2010 population of 1,316,100. This makes Memphis the second-largest metropolitan area in Tennessee, surpassed only by metropolitan Nashville. Memphis is the youngest of Tennessee's major cities. A resident of Memphis is referred to as a Memphian, and the Memphis region is known, particularly to media outlets, as ""Memphis & the Mid-South"".The city's central location has led to much of its business development. Located on the Mississippi River and intersected by five major freight railroads and two Interstate Highways, I-40 and I-55, Memphis is ideally located for commerce in the transportation and shipping industry. A third interstate, I-69, is under construction, and a fourth, I-22, has recently been designated from the former High Priority Corridor X. River barges are unloaded onto trucks and trains. The city is home to Memphis International Airport, the world's second busiest cargo airport (following Hong Kong), which serves as a primary hub for Express shipping.

 

Nashville is the capital of the U.S. state of Tennessee and the county seat of Davidson County. Nashville is the second largest city in Tennessee, after Memphis, and is the fifth largest city in the Southeastern United States. It is located on the Cumberland River in the north-central part of the state. The city is a center for the music, healthcare, publishing, banking and transportation industries, and is home to a large number of colleges and universities. Reflecting the city's position in state government, Nashville is home to the Tennessee Supreme Court's courthouse for Middle Tennessee. It is known as a center of the music industry, earning it the nickname ""Music City"".Nashville has a consolidated city�county government which includes six smaller municipalities in a two-tier system. As of the 2010 census the population of Nashville, not including the semi-independent municipalities, stood at 601,222. The population of Davidson County as a whole, including all municipalities, was 626,681. The 2010 population of the entire 13-county Nashville metropolitan area was 1,589,934, making it the largest Metropolitan Statistical Area in the state. The 2010 population of the Nashville-Davidson�Murfreesboro�Columbia combined statistical area, a larger trade area, was 1,670,890.As the ""home of country music"", Nashville has become a major music recording and production center. All of the Big Four record labels, as well as numerous independent labels, have offices in Nashville, mostly in the Music Row area. Nashville has been home to the headquarters of guitar company son since 1984. Since the 1960s, Nashville has been the second-largest music production center (after New York) in the U.S. As of 2006, Nashville's music industry is estimated to have a total economic impact of US$6.4 billion per year and to contribute 19,000 jobs to the Nashville area.

 

Knoxville is a city in the U.S. state of Tennessee, and the county seat of Knox County. The city had an estimated population of 183,270 in 2013, and a population of 178,874 as of the 2010 census, making it the state's third largest city. Knoxville is the principal city of the Knoxville Metropolitan Statistical Area, which, in 2013, had an estimated population of 852,715. The KMSA is, in turn, the central component of the Knoxville-Sevierville-La Follette Combined Statistical Area, which, in 2013, had a population of 1,096,961.First settled in 1786, Knoxville was the first capital of Tennessee. The city struggled with geographic isolation throughout the early 19th century, though the arrival of the railroad in 1855 led to an economic boom. During the Civil War, the city was bitterly divided over the secession issue, and was occupied alternately by both Confederate and Union armies. Following the war, Knoxville grew rapidly as a major wholesaling and manufacturing center. The city's economy stagnated after the 1920s as the manufacturing sector collapsed, the Downtown area declined, and city leaders became entrenched in highly partisan political fights. Hosting the 1982 World's Fair helped reinvigorate the city, and revitalization initiatives by city leaders and private developers have had major successes in spurring growth in the city, especially the downtown area.Knoxville is the home of the flagship campus of the University of Tennessee, whose sports teams, called the ""Volunteers"" or ""Vols,"" are extremely popular in the surrounding area. Knoxville is also home to the headquarters of the Tennessee Valley Authority, as well as the Tennessee Supreme Court's courthouse for East Tennessee and corporate headquarters of several national and regional companies. As one of the largest cities in the Appalachian region, Knoxville has positioned itself in recent years as a repository of Appalachian culture, and is one of the gateways to the Great Smoky Mountains National Park.After the arrival of the railroads in the 1850s, Knoxville grew to become a major wholesaling and manufacturing center. Following the collapse of the city's textile industry in the 1950s, Knoxville's economy grew more diversified. In 2011, 15.9% of the Knoxville Metropolitan Statistical Area's (MSA) work force was employed by government entities, while 14.1% were employed in the professional service sector, 14% worked in education or health care, 12.7% were employed in the retail sector, 10.5% worked in leisure and hospitality, and 8.9% worked in the manufacturing sector. The region had an unemployment rate of 7.9% in 2011.

 

Chattanooga is the fourth-largest city in the U.S. state of Tennessee, with a population of 167,674 as of the 2010 census, and an estimated population of 171,279 in 2012. It is the seat of Hamilton County. Located in southeastern Tennessee in East Tennessee, on Chickamauga Lake and Nickajack Lake, which are both part of the Tennessee River, Chattanooga lies approximately 120 miles (190 km) to the northwest of Atlanta, Georgia, 120 miles (190 km) to the southwest of Knoxville, Tennessee, about 135 miles (217 km) to the southeast of Nashville, Tennessee, about 120 miles (190 km) to the northeast of Huntsville, Alabama, and about 148 miles (238 km) to the northeast of Birmingham, Alabama. Chattanooga abuts the Georgia border and is where three major interstate highways meet: I-24, I-75, and I-59.The city, which has a downtown elevation of approximately 680 feet (210 m), lies at the transition between the ridge-and-valley portion of the Appalachian Mountains and the Cumberland Plateau. The city is therefore surrounded by various mountains and ridges. The official nickname for Chattanooga is the Scenic City, being reinforced by the city's growing national reputation as a haven for numerous outdoor activities. Several unofficial nicknames include River City, Chatt, Nooga, Chattown, and Gig City, demonstrating Chattanooga's claims that it has the fastest internet service in the Western Hemisphere.Chattanooga is internationally known for the 1941 gold record song ""Chattanooga Choo Choo,"" by Glenn Miller and his orchestra.Chattanooga is home to the University of Tennessee at Chattanooga (UTC) and Chattanooga State Community College.A unique distinction for Chattanooga is the fact that the city has its own typeface, Chatype, which was launched in August 2012. This marks the first time that an American city has its own typeface and also the first time a crowd-funded custom-made typeface has been used for any municipality in the world.Chattanooga has received numerous awards over the decades, including the prestigious All-America City Award in 1962 and being recognized as a Tree City USA community since 1990.Chattanooga's economy includes a diversified and growing mix of manufacturing and service industries.

 

Clarksville is a city in and the county seat of Montgomery County, Tennessee, and the fifth-largest city in the state behind Memphis, Nashville, Knoxville, and Chattanooga, respectively. The city had a population of 132,957 at the 2010 census, and an estimated population of 142,519 in 2012. Clarksville is the fifth-fastest growing city in the nation, of cities with a population over 50,000.It is the principal central city of the Clarksville, TN-KY metropolitan statistical area, which consists of Montgomery and Stewart counties, Tennessee; and Christian and Trigg counties, Kentucky. It is second-fastest-growing Metropolitan Statistical Area (MSA) in the nation.[citation needed]The city was incorporated in 1785 as Tennessee's first incorporated city, and named for General George Rogers Clark, frontier fighter and Revolutionary War hero, and brother of William Clark of the Lewis and Clark Expedition.Clarksville is the home of Austin Peay State University; The Leaf-Chronicle, the oldest newspaper in Tennessee; and neighbor to the Fort Campbell, United States Army base. Site of the 101st Airborne Division (Air Assault), Fort Campbell is located approximately ten miles (16 km) from downtown Clarksville, straddling the Tennessee-Kentucky state line. It is officially Fort Campbell, Kentucky as the base U.S. Post Office is on the Kentucky side of the post. The majority of the acreage of Fort Campbell is within the state of Tennessee.Major industrial employers in Clarksville include:

 

Murfreesboro is a city in and the county seat of Rutherford County, Tennessee. The population was 108,755 according to the 2010 census, up from 68,816 residents certified during the 2000 census. The city is the center of population of Tennessee and is part of the Nashville metropolitan area, which includes thirteen counties and a population of 1,757,912 (2013). It is Tennessee's fastest growing major city and one of the fastest growing cities in the country. Murfreesboro is also home to Middle Tennessee State University, the largest undergraduate university in the state of Tennessee, with an undergraduate population of 22,299 and 25,188 total students as of 2009[update].In 2006, Murfreesboro was ranked by Money as the 84th best place to live in the United States, out of 745 cities with a population over 50,000.According to Murfreesboro's 2012 Comprehensive Annual Financial Report,[56] the top employers in the city are:

 

Jackson is the county seat of Madison County, Tennessee. Its total population was 65,211 at the 2010 census. Jackson is the primary city of the Jackson, Tennessee metropolitan area, which is included in the Jackson-Humboldt, Tennessee Combined Statistical Area. Jackson is Madison County's largest city. It is home to the Tennessee Supreme Court's courthouse for West Tennessee.Jackson was the seventh largest city in Tennessee until 2013, when Franklin surpassed Jackson in population. Jackson is now eighth.

 

Johnson City is a city in Carter, Sullivan, and Washington counties in the U.S. state of Tennessee, with most of the city being in Washington County. The 2013 population for Johnson City was 65,123 by the United States Census, making it the ninth-largest city in the state.Johnson City is ranked the #14 ""Best Small Place for Business and Careers"" in the USA by Forbes, Kiplinger ranked Johnson City #5 in ""The 10 Least-Expensive Cities For Living in the U.S.A."", stating the low cost of living is attributed to affordable homes and below-average utility, transportation and health-care costs.Johnson City is the principal city of the Johnson City Metropolitan Statistical Area, a metropolitan area that covers Carter, Unicoi, and Washington counties and which had a combined population of 200,966 as of 2013. The Johnson City MSA is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region. The Tri-Cities is the fifth largest CSA in Tennessee with an estimated 500,538 people in residence.Johnson City is an economic hub largely fueled by East Tennessee State University and the medical ""Med-Tech"" corridor, anchored by the Johnson City Medical Center, Franklin Woods Community Hospital, Saratoga Technologies, Inc., ETSU's Gatton College of Pharmacy and ETSU's Quillen College of Medicine.

 

Franklin is a city in and county seat of Williamson County, Tennessee, United States. It is south of Nashville, and is one of the principal cities of the Nashville metropolitan area. As of the 2010 Census, the city had a total population of 62,487 and according to 2013 estimates the population is 68,886 showing an increase of 6,399.Spring, cor, headquarters are based in Franklin.

 

Bartlett is a city in Shelby County, Tennessee, United States, located northeast of Memphis, and is part of the Memphis metropolitan area. The population was 54,613 at the 2010 U.S. Census.[3]

 

1901[1] Named for William Henderson (early settler) Government � Mayor Scott Foster Area � Total 31.37 sq mi (85.2 km2) � Land 27.3 sq mi (70.8 km2) � Water 5.6 sq mi (14.4 km2) Elevation 482 ft (147 m) Population (2013)Estimate � Total 54,068 � Density 1,637.6/sq mi (573.9/km2) Time zone Central (CST) (UTC-6) � Summer (DST) CDT (UTC-5) ZIP codes 37075, 37077 Area code(s) 615 FIPS code 47-33280 GNIS feature ID 1287389[3] Website http://www.hvilletn.org Hendersonville is a city in Sumner County, Tennessee, on Old Hickory Lake. The population was 51,372 at the 2010 census and 54,068 according 2013 estimates. Hendersonville is part of the Nashville Metropolitan Statistical Area and is located 18 miles northeast of downtown Nashville. The city was settled around 1784 by Daniel Smith, and is named for William Henderson. In 2009 Hendersonville was named as one of the ten best cities for families by Family Circle Magazine.Rhoades Car has its national headquarters in Hendersonville. It is the home of the Indian Lake Village business, shopping, residence, and recreation complex.

 

Kingsport is a city in Sullivan, Hawkins and Washington counties in the State of Tennessee. The population according to the 2010 census is 48,205.[1]Kingsport is the largest city in the Kingsport�Bristol�Bristol, TN-VA Metropolitan Statistical Area (MSA), which had a population of 309,544 as of 2010. The Metropolitan Statistical Area is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region. Census data from 2006�2008 for the Tri-Cities Combined Statistical Area estimates a population of 496,454.Kingsport is commonly included in what is known as the Mountain Empire, which spans a portion of Southwest Virginia and the mountainous counties in Tennessee to the east. The name ""Kingsport"" is a simplification of ""King's Port"", originally referring to the area on the Holston River known as King's Boat Yard, the head of navigation for the Tennessee Valley.

 

Collierville is a town in Shelby County, Tennessee, United States, and a suburb located in the Memphis metropolitan area. The town had a population of 43,965 at the 2010 census.Collierville is a town of large houses and considerable retail expansion. Smaller, older houses are still found in the heart of Collierville, mainly between Byhalia Road and Collierville-Arlington on the east and west and Shelton and Highway 72 on the north and south. Some industry, notably Pepsi and Carrier, still dots the areas located south of Poplar Avenue.Collierville is home to the Avenue at Carriage Crossing, an 800,000+ sq ft shopping center which opened in October 2005. Baptist Hospital, Collierville, serves the medical needs of the town's residents. Collierville will soon become part of the Interstate 69 highway plan integrating Bill Morris Parkway (SR 385) as part of this USDOT project linking Canada and Mexico with the United States.Collierville was chosen as one of Relocate-America's Top 100 Places to Live in 2008. In 2014, Collierville's historic town square was ranked by Parade Magazine as the ""Best Main Street"" in America.Job growth from 2000 to 2006 was 12.06%.[17]

 

Cleveland is a city in Bradley County, Tennessee, United States. The population was 41,285 at the 2010 census. It is the county seat and largest city in Bradley County, and the principal city of the Cleveland, Tennessee metropolitan area (consisting of Bradley County and neighboring Polk County), which is included in the Chattanooga-Cleveland-Dalton combined statistical area. Cleveland is the fourteenth largest city in Tennessee and the fifth-largest industrially with twelve Fortune 500 manufacturers.Industry is responsible for the majority of the city's income. According to the Chamber of Commerce,[28] Cleveland is the fifth largest city in Tennessee industrially. Cleveland is home to several industries, including household cooking equipment, foodstuff, textiles, furniture, storage batteries, pharmaceuticals, industrial cleaning products, photographic processing, industrial and domestic chemicals, and automotive parts. Tourism also plays a major part, with many nearby attractions and yearly events.

 

Smyrna is a town in Rutherford County, Tennessee. Smyrna's population was 39,974 at the 2010 census and 43,063 in 2013. In 2007, U.S. News & World Report listed Smyrna as one of the best places in the United States to retire.Prior to their dissolution, RegionsAir (formerly Corporate Airlines) and Capitol Air were headquartered in Smyrna. Smyrna will also serve as the US production site for the Nissan Leaf. Nissan's goal is that the plant in Smyrna will eventually produce 150,000 cars, and 200,000 electric car batteries per year.[16]

 

Germantown is a city in Shelby County, Tennessee. The population was 38,844 at the 2010 census.[3]Germantown is a suburb of Memphis, bordering it to the east-southeast. Germantown's economy is dominated by the retail and commercial service sectors; there is no heavy industry in Germantown. In the city center is the ""Old Germantown"" neighborhood, anchored by a railroad depot (a 1948 reproduction of the 1868 original) and railroad tracks that recall the community's earliest days of development as an outpost along the Memphis and Charleston Railroad.The city hosts many horse shows and competitions annually, most notably the Germantown Charity Horse Show in June. Other major annual events include the Germantown Festival, an arts and crafts fair, in early September.Germantown is known for having some of the most restrictive sign ordinances in the country,[citation needed] excellent fire and police services and well-maintained parks. In addition, Germantown is one of only 29 cities in the nation that maintains a triple-A Bond rating from both Moody's and Standard & Poor's.[citation needed] On November 27, 1994, an F3 tornado tore through eastern portions of Germantown, resulting in at least two fatalities, including at least one in one home where several families had gathered for a reunion.

 

City Brentwood, Tennessee Town HallMotto: Ardens Fide Location of Brentwood, Tennessee Brentwood is a city and an affluent suburb of Nashville located in Williamson County, Tennessee. The population was 39,012 in 2012 and 40,021 in 2013. It is known for its rolling hills as well as being one of the wealthiest cities in America relative to the average cost of living.Maryland Farms is an upscale suburban office park in Brentwood with almost 5,000,000 square feet (500,000 m2) of office space. It is the site of several national headquarters.[citation needed]

 

Columbia is a city in and the county seat[3] of Maury County, Tennessee, United States.The population was 34,681 at the 2010 census and in 2013 the population was 35,558.The town is notable for being the self-proclaimed ""Mule capital of the world"" and honors this with Mule Day, a large celebration held annually in April. Columbia and Maury County are acknowledged as the ""Antebellum Homes Capital of Tennessee"", with more pre-civil war homes than any other county in the state. Columbia is also the home of the national headquarters for the Sons of Confederate Veterans.

 

La Vergne (/l?'v?rn/ l?-VURN) is a city in Rutherford County, Tennessee. The population was 32,588 at the 2010 census and 34,077 in 2013. La Vergne lies within the Nashville Metropolitan Statistical Area. La Vergne hosts one of two United States printing plants for the multinational publishing company Lightning Source and serves as the company's headquarters.The top employers in the city are:

 

Cookeville is a city in Putnam County, Tennessee, United States. Its population at the 2010 census was 30,435. It is the county seat of Putnam County and home to Tennessee Technological University. It is recognized as one of the country's micropolitan areas, smaller cities which nevertheless function as significant economic hubs. Of the twenty micropolitan areas in Tennessee, Cookeville is the largest; the Cookeville micropolitan area's 2010 Census population was 106,042.Source: Tennessee Department of Labor and FDIC

 

Gallatin is a city in and the county seat of Sumner County, Tennessee.[3] The population was 30,678 at the 2010 census and 32,307 in 2013.[1] Named for U.S. Secretary of the Treasury Albert Gallatin, the city was established and made the county seat of Sumner County in 1802.[citation needed]Several national companies have facilities or headquarters in Gallatin, including Gap, Inc., RR Donnelley, and Servpro Industries, Inc. Gallatin was formerly the headquarters of Dot Records. The city is also home to Volunteer State Community College, a two-year college with more than 70 degree programs.As of May 2007, the unemployment rate in Sumner County was 3.8%, which is 0.7% below the national rate of 4.5%. The total number of workers in the county was 79,620.

 

Oak Ridge is a city in Anderson and Roane counties in the eastern part of the U.S. state of Tennessee, about 25 miles (40 km) west of Knoxville. Oak Ridge's population was 29,330 at the 2010 census. It is part of the Knoxville Metropolitan Area. Oak Ridge's nicknames include the Atomic City, the Secret City, the Ridge, and the City Behind the Fence.Oak Ridge was established in 1942 as a production site for the Manhattan Project�the massive American, British, and Canadian operation that developed the atomic bomb. Scientific development still plays a crucial role in the city's economy and culture in general.Department of Energy owns the federal sites and maintains a major office in the city. Oak Ridge National Laboratory is the largest multipurpose lab in the Department of Energy's National Laboratory system. It is home to the Spallation Neutron Source, a 1.4 billion dollar project completed in 2006, and ""Jaguar"", one of the world's most powerful scientific supercomputers, which has peak performance of more than one quadrillion operations per second.

 

Morristown is a city in and the county seat of Hamblen County, Tennessee, United States. The population was 29,137 at the 2010 United States Census. It is the principal city of the Morristown, Tennessee Metropolitan Statistical Area, which encompasses all of Grainger, Hamblen, and Jefferson counties. The Morristown metropolitan area is also a part of the Knoxville-Sevierville-La Follette Combined Statistical Area.

 

Spring Hill is a city in Maury and Williamson counties, Tennessee, located approximately 30 miles (48 km) south of Nashville. Spring Hill's population as of 2013 was 32,576.Spring Hill was the site of the Corporation production facility, which operated from 1990 to 2007. The Series, ON, and UE were produced there. In 2007, Motors Corporation (GM), the parent company of Saturn, shut down the facility to retool it for production of other M vehicles and renamed it Spring Hill Manufacturing. The plant reopened in February 2008 and became the assembly point for the new erse. However, after a battle among plants in Spring Hill, Orion Township, Michigan and Janesville, Wisconsin, GM announced on June 26, 2009 that they had chosen to build a new small car in Orion Township. Nearly 2,500 Spring Hill auto workers were faced with lay-off, buy-out and early retirement. The vehicle assembly part of the Spring Hill plant was idled in late 2009 when production of the Traverse was moved to Lansing, Michigan, while production of power trains and metal stamping continued. In November 2011, GM announced plans for retooling of the vehicle assembly portion of the plant for use as an ""ultra-flexible"" plant which will initially be used to build the Equinox and Terrain but will be designed for rapid retooling to other vehicles of similar size.[16]

 

Maryville is a city in and the county seat of Blount County, Tennessee, in the southeastern United States. Maryville's population was 27,258 at the 2010 census. It is included in the Knoxville Metropolitan Area.Maryville has received a number of accolades for its quality of life. Maryville is a short distance from popular tourist destinations such as the Great Smoky Mountains National Park, Dollywood, Gatlinburg, and Pigeon Forge.According to Maryville's 2011 Comprehensive Annual Financial Report,[17] the top employers in the area were:

 

Bristol is a city in Sullivan County, Tennessee, United States. The population was 26,702 at the 2010 census. It is the twin city of Bristol, Virginia, which lies directly across the state line between Tennessee and Virginia. The boundary between the two cities is that of the States, which runs along State Street in their common downtown district. Bristol is a principal city of the Kingsport-Bristol-Bristol, TN-VA Metropolitan Statistical Area, which is a component of the Johnson City-Kingsport-Bristol, TN-VA Combined Statistical Area - commonly known as the ""Tri-Cities"" region.Bristol is probably best known for being the site of some of the first commercial recordings of country music, showcasing Jimmie Rodgers and the Carter Family, and later a favorite venue of the mountain musician Uncle Charlie Osborne. The U.S. Congress recognized Bristol as the ""Birthplace of Country Music"" in 1998. Bristol is the birthplace of Tennessee Ernie Ford.Bristol is the site of Bristol Motor Speedway, a NASCAR short track, that normally sells out more than 160,000 seats twice annually, but attendance has come up short in recent years.

 

Lebanon /'l?bn?n/ is a city in and the county seat of Wi"

"

an area of strong abolitionist and Unionist views and yeoman farmers, an environment which iuenced Johnson's outlook.The U.S. Navy Los Angeles-class submarine USS Greeneville (SSN-772) was named in honor of the town.The town officially hosts the Greeneville Astros baseball club of the Appalachian League, though the club actually plays in the nearby city of Tusculum.Greeneville is part of the Johnson City-Kingsport- Bristol TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.Two major regional companies are headquartered in Greeneville.

 

Sevierville /s?'v??rv?l/ is the county seat of Sevier County, Tennessee, located in the Eastern Tennessee. The population was 14,807 at the 2010 United States Census.Like other towns situated along the Parkway in Sevier County, Sevierville has reaped the benefits of the burgeoning tourism industry brought on by the development of the Great Smoky Mountains National Park. As of 2004, nearly fifty percent of businesses based in Sevierville were linked to tourism. For example, there are over 2,000 hotel and motel rooms in the city today, generating more than $500,000(USD) in hotel-motel tax revenues each year.

 

Dickson is a city in Dickson County, Tennessee, United States. It is part of the Nashville Metropolitan Statistical Area. The population at the 2010 census was 14,538 and 14,952 in 2013.

 

Elizabethton is a city in, and the county seat of, Carter County, Tennessee, United States. Elizabethton is the historical site of the first independent American government (known as the Watauga Association, created in 1772) located west of both the Eastern Continental Divide and the original thirteen British American colonies.The city is also the historical site of the Transylvania Purchase (1775), a major historic muster site during the American Revolutionary War for both the Battle of Musgrove Mill (1780) and the Battle of Kings Mountain (1780). It was within the secessionist North Carolina ""State of Franklin"" territory (1784�1788).The population of Elizabethton was enumerated at 14,176 during the 2010 U.S. Decennial Census.

 

McMinnville is the largest city in and the county seat of Warren County, Tennessee, United States. The population was 13,605 at the 2010 census. It was named for Governor Joseph McMinn.The McMinnville area includes over 50 business and manufacturing plants and over 450 nurseries. The nursery business generates over $300 million in revenue and has given the area the title of ""Nursery Capital of the World"". The city's industrial needs are served by the Caney Fork and Western Railroad.

 

Athens is a city in McMinn County, Tennessee, United States. It is the county seat of McMinn County and the principal city of the Athens Micropolitan Statistical Area, which is part of the larger Chattanooga-Cleveland-Athens Combined Statistical Area. The population was 13,220 at the 2000 census and 13,458 at the 2010 census.

 

Soddy-Daisy is a city in Hamilton County, Tennessee, United States. The population was 11,530 at the 2000 census and 12,714 at the 2010 census. The city was formed in 1969 when the communities of Soddy and Daisy, along with nearby developed areas along U.S. Highway 27, merged to form Soddy-Daisy. It is rapidly becoming a bedroom community of nearby Chattanooga and is part of the Chattanooga, Tenn.-Ga. Metropolitan Statistical Area. Sequoyah Nuclear Generating Station is located in Soddy-Daisy.

 

Lakeland is a city in Shelby County, Tennessee, and a suburb of Memphis. The population was 12,430 at the 2010 census. It was the location of the now defunct Lakeland Amusement Park. It had two railroads within the park property, including the 3 ft (914 mm) narrow gauge Huff 'n' Puff Railroad and a separate 16 in (406 mm) miniature railway railroad made by the Allan Herschell Company.

 

Red Bank is a city in Hamilton County, Tennessee, United States. The population was 12,418 at the 2000 census and 11,817 in 2012. Red Bank is an enclave, being entirely surrounded by the city limits of Chattanooga. Red Bank is part of the Chattanooga, TN�GA Metropolitan Statistical Area.

 

Arlington is a town in Shelby County, Tennessee. The population was 2,569 at the 2000 census and 11,517 at the 2010 census, for a gain of 348.3% during the decade. The 2010 US Census shows that Arlington is the 2nd fastest growing community in the State of Tennessee. It is one of seven municipalities in Shelby County.

 

Portland is a city in Sumner and Robertson counties in Tennessee. Portland also a part of the Nashville Metropolitan Statistical Area The population was 11,486 in 2010 according estimates by the U.S. census bureau and in 2013 the population was 11,933.

 

Lewisburg is a city in Marshall County, Tennessee, United States. The population was 10,413 at the 2000 census. It is the county seat of Marshall County. Lewisburg is located in central Tennessee, forty-eight miles south of Nashville and fifty-two miles north of Huntsville, Alabama along I-65.Located in the rolling hills of Middle Tennessee, Lewisburg took its name from the explorer Meriwether Lewis. By 1838, the town was supporting a newspaper and a bank. The downtown area is modeled after many small southern towns, with a courthouse in the center of the square surrounded by retail and commercial businesses. Shopping centers are located on the east and west ends of town.

 

Union City is a small town located in the northwest corner of Tennessee.United States. The 2010 census reported the population of the town to be 10,895. Union City is the principal city of the surrounding micropolitan area, which includes, Obion County, Tennessee and Fulton County, Kentucky.The city name, Union City, was derived from its location at the junction of two railroads with one running roughly east-west and the other roughly north-south. Union City is recognized for the following: It was the site of a minor battle in the American Civil War in March 1864, and it was the site of a Goodyear Tire and Rubber Company/Goodyear Tire plant, which generated a large amount of the city's economy. It is also the hometown of both Congressman, John S. Tanner and Jerry L. Gurien, the inventor of stone washed jeans and Gurien Finishing Corp., which developed a process in the 1980s that stone-washed jeans and denims. The Discovery Park of America serves as a major attraction in the state of Tennessee and is located within the Union City city limits. It was founded by Robert Kirkland and opened its doors in 2014. Union City is approximately 30-45 minutes from Reelfoot Lake. This well-known lake was formed from the New Madrid earthquakes of 1811-1812 and is a popular recreational boating and fishing location in the state. Union City is also approximately 15-20 minutes from the University of Tennessee at Martin.Over the years many companies have located manufacturing or processing plants there. Currently, the city has several vital companies that operate plants in Union City.

 

Crossville is a city in and the county seat of Cumberland County, Tennessee, United States. It is part of the Crossville, TN Micropolitan Statistical Area. The population was 10,795 at the 2010 census.

 

Lawrenceburg is a city in Lawrence County, Tennessee. According to United States Census Bureau in 2010 the population was 10,428. with over 14,000 as of the end of 2013. Lawrenceburg is the county seat of Lawrence County. Lawrenceburg is located southwest of Nashville at the junction of U.S. Routes 43 and 64 and named after War of 1812 American Navy officer James Lawrence.

 

Brownsville is a city in Haywood County, Tennessee. It is the county seat of Haywood County. Its population as of the 2010 census is 10,292. The city is named after General Jacob Jennings Brown, an officer of The War of 1812.

 

White House redirects here. For other uses, see White House- disambiguation.White House is a city in Robertson and Sumner counties in the United States state of Tennessee. The population was 7,220 at the 2000 census. It is approximately twenty-two miles north of downtown Nashville. According to the city website a special census was conducted in 2008 that placed the city population at 9,891 residents, with 3,587 households within the city limits. The population was 10,255 at the 2010 census which showed growth of 3,000 people from 2000 to 2010. The 2013 population was 10,752.

 

Millington is a city in Shelby County, Tennessee. As of the 2010 census, it had a population of 10,176. Millington is the home of the Memphis International Raceway. It was granted the title ""Flag City Tennessee"" by the Tennessee State Legislature. The Naval Support Activity Mid-South is located at the former Memphis Naval Air Station, which was downsized in 1993. There is also now a civilian general aviation airport for jets and propeller-driven airplanes at the site.

 

Paris is a city in Henry County, Tennessee, 86 miles (138 km) northwest of Nashville, on a fork of the West Sandy River. As of the 2010 census, the city had a total population of 10,156. It is the county seat of Henry County.A 60-foot (18 m) replica of the Eiffel Tower stands in Paris. Paris is also home of the ""World's Biggest Fish Fry"".Local companies manufacture brakes, small electric motors, aftermarket auto parts, metal doors, rubber parts and school laboratory furniture.[12]

 

Manchester is a city in Coffee County, Tennessee, United States. The population was 10,102 at the 2010 census. It is the county seat of Coffee County. The city is located halfway between Nashville and Chattanooga on Interstate 24.Manchester is part of the Tullahoma, Tennessee Micropolitan Statistical Area.Since 2002, Manchester has been the host city for the annual Bonnaroo Music Festival. The city's population swells to nearly 100,000 people for the four-day event, for which people travel across the country to camp and enjoy continuous and diverse music.

 

Clinton is a city in Anderson County, Tennessee, United States. Its population was 9,841 at the 2010 census. It is the county seat of Anderson County. Clinton is included in the Knoxville, Tennessee Metropolitan Statistical Area.

 

Covington is a city in central Tipton County, Tennessee. Covington is the largest city and county seat of, Tipton County. The city is located in West Tennessee, a few miles from the Mississippi River. The city's population was 9,038 at the time of the 2010 U.S. Census.

 

Lenoir City is a city in Loudon County, Tennessee, United States. The population was 6,418 at the 2000 census and the population rose to 8,642 at the 2010 census. It is included in the Knoxville Metropolitan Area in the state's eastern region, along the Tennessee River southwest of Knoxville. Fort Loudoun Dam is nearby.

 

1821[2] Named for James Winchester Winchester is a city in and the county seat of Franklin County, Tennessee, United States. It is part of the Tullahoma, Tennessee Micropolitan Statistical Area.The population of Winchester as of the 2010 census was 8,530, showing an increase of 1,201 from 2000.

 

Humboldt is a city in Gibson and Madison counties, Tennessee. The population was 8,452 at the 2010 census, a decline of 1,015 from 2000. It is the principal city of and is included in the Humboldt, Tennessee Micropolitan Statistical Area, which is included in the Jackson, Tennessee-Humboldt, Tennessee Combined Statistical Area. It is Gibson County's largest city.

 

is a city in Blount County, Tennessee, United States, south of Knoxville. Its population was 8,449 at the 2010 census. It is part of the Knoxville, Tennessee Metropolitan Statistical Area.As its name suggests, is the site of a large aluminum smelting plant owned and operated by the corporation. Formerly known as North Maryville, the town was incorporated under its present name in 1919.

 

Ripley is a city in Lauderdale County, Tennessee. The population was 7,844 at the 2000 census. It is the county seat of Lauderdale County. The current mayor is Jon Pavletic.

 

Atoka /?.'to?.k?/ is a town in Tipton County, Tennessee. As an incorporated municipality and as of the 2010 census, Atoka has the second largest population in Tipton County, second only to Covington, the county seat. Between 1990 and 2010, Atoka experienced a huge increase in population. In 1990, the population was 659; by 2010, the population had jumped to 8,387. Atoka's origins, as a municipality in Tennessee, can be traced back to the 1838 charter of Portersville, Tennessee. World War I Medal of Honor recipient Sgt.Joseph B. Adkison lived in the city limits of Atoka and is buried nearby.Atoka, Tennessee is also the United States Postal Service mailing address of an area which includes the city limits, but also extends beyond the city limits. Census information outside the city limits is included in Tipton County census records, but not the town's census records.

 

Collegedale is a city in Hamilton County, Tennessee, United States. The population was 8,282 at the 2010 census. Collegedale is a suburb of Chattanooga and is part of the Chattanooga, TN�GA Metropolitan Statistical Area. Collegedale is home to Southern Adventist University. Foods is headquartered in Collegedale. Originally launched in Chattanooga in 1934, the company moved to a facility on the campus of Southern Adventist University in 1956. Foods

 

Jefferson City is a city in Jefferson County, Tennessee, United States. It is part of the Morristown, Tennessee Metropolitan Statistical Area. The population was 7,760 at the 2000 census. The city was originally named Mossy Creek, but was changed in 1901 to honor Thomas Jefferson. Carson-Newman University, a Baptist college founded in 1851, is located in Jefferson City.

 

Hartsville is a town in Trousdale County, Tennessee, United States. It is the county seat of Trousdale County, with which it shares a consolidated city-county government. The population of Hartsville was 2,369 as of 2010.Hartsville now shares with Trousdale County a consolidated city-county government by virtue of a referendum which passed in Trousdale County in 2000. Despite the city-county government, under Tennessee law, Hartsville is also considered to be a distinct municipality. Trousdale County High School is located here, as well a Tennessee Colleges of Applied Technology campus operated by the Tennessee Board of Regents. Trousdale County is one of two counties in Tennessee to have legalized parimutuel betting on horse racing, but no group has ever stepped forward to build a racetrack. Hartsville is located slightly north of the Cumberland River and is approximately fifty miles northeast of Nashville.In 1977, the Tennessee Valley Authority began construction on the Hartsville Nuclear Plant, but cancelled the project in 1984 after spending nearly $2 billion.[9] The plant's unused cooling tower dominates the view south from State Route 25 between Smith County and Trousdale County.

 

Pulaski is a city and county seat of Giles County, Tennessee. The population was 7,870 at the 2010 census. It is the county seat of Giles County. It was named to honor the Polish-born American Revolutionary War hero Kazimierz Pulaski. It is home of Martin Methodist College.

 

Milan (/'ma?.l?n/) is the second largest city after Humboldt in Gibson County, Tennessee. It is home to the Milan Army Ammunition Plant, the West Tennessee Agricultural Museum and several historical sites listed on the National Register of Historic Places (NRHP). The city was the first in Tennessee to begin no-till farming and to flouridate its drinking water. The Milan Endowment for Growth in Academics (MEGA) was the first private community financial endowment for public schools in Tennessee.[9]

 

Fairview is a city located in Williamson County, Tennessee. It is part of the Nashville metropolitan area. The population was 7,720 at the 2010 census, which was a 33.1% increase in population from the 2000 census. In the communities just outside Fairview, there are an additional 4,100 people, so there are over 11,000 people living within the Fairview area. There are also unincorporated communities of the same name in Scott County and in Gibson County.

 

Lexington is a city in Henderson County, Tennessee, United States. Lexington is midway between Memphis and Nashville, lying ten miles (16 km) south of Interstate 40, which connects the two cities. The population was 7,473 at the 2010 census. It is the county seat of Henderson County.

 

Signal Mountain is a town in Hamilton County, Tennessee, United States. The town is a suburb of Chattanooga and is located on Walden Ridge, a land mass often mistakenly referred to as ""Signal Mountain"" itself. The population was 7,554 as of the 2010 census.

 

LaFollette is a city in Campbell County, Tennessee, United States. Its population was 7,926 at the 2000 census. It is the principal city of the LaFollette, Tennessee Micropolitan Statistical Area, which includes all of Campbell County, and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area. While the city's official spelling is one word (""LaFollette"")�after its founders, Harvey Marion LaFollette and his younger brother Grant LaFollette�several federal agencies spell the city's name with two words (""La Follette"").

 

Dayton is a city and county seat in Rhea County, Tennessee, United States. As of the 2010 census, the city population was 7,191. The Dayton Urban Cluster, which includes developed areas adjacent to the city and extends south to Graysville, had 10,174 people in 2010.Dayton was the site of the Scopes Trial in 1925 dealing with the creation�evolution controversy.Today the city is a small manufacturing center whose products include furniture, clothing, automobile parts, and air conditioners and heating units. The Tennessee Valley Authority's Watts Bar and Sequoyah nuclear power plants are both within 20 miles (32 km) of the city. Since the late 1990s the area has experienced increased residential development particularly along Chickamauga Lake, an impoundment of the Tennessee River, partly due to an iux of retirees.

 

Savannah is a city in Hardin County, Tennessee. It is the county seat of Hardin County and had a population of 6,917 at the 2000 census.Savannah hosted the NAIA college football national championship game from 1996-2007. Savannah is home to several places of historical significance, including the Cherry Family Mansion.

 

Newport is a city in and the county seat of Cocke County, Tennessee, United States. The population was 7,242 at the 2000 census and 6,918 in 2012. It is located along the Pigeon River.

 

Fayetteville is a city in and the county seat of Lincoln County, Tennessee, United States. The population was 6,994 at the 2000 census, at the 2010 census the population was 6,827 and a census estimate from 2012 showed 7,072.

 

Church Hill is a city in Hawkins County, Tennessee, United States. The population was 5,916 at the 2000 census and 6,737 at the 2010 census. It is part of the Kingsport�Bristol (TN)�Bristol (VA) Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Oakland is a town in Fayette County, Tennessee. In 2010 the population of the town was 6,623, a gain of 417.8%, which was the largest gain of any municipality in the tri-state area of Memphis TN-MS-AR.In June 2007, although much smaller in population than its counterparts, Oakland had the highest number of building permits issued for any suburb in the Memphis metropolitan area, including Southaven and Olive Branch, Mississippi, and Collierville, Tennessee. Retail Employs most of Oakland's Residents stores Located in Oakland, Include ,

 

Millersville is a city in Robertson and Sumner counties, Tennessee. The population was 5,308 at the 2000 census.

 

Greenbrier is a town in Robertson County, Tennessee, United States. The population was 4,940 at the 2000 census and 6,433 at the 2010 census showing an increase of 1,493.

 

Lynchburg is a city in the south-central region of the U.S. state of Tennessee. It is governed by a consolidated city-county government unit whose boundaries coincide with those of Moore County. Lynchburg is best known as the location of Jack Daniel's, whose famous Tennessee whiskey is marketed worldwide as the product of a city with only one traffic light. Despite the operational distillery, which is a major tourist attraction, Lynchburg's home county of Moore is a dry county. The population was 6,362 at the 2010 census (this figure also represents the population of Moore County).Lynchburg is part of the Tullahoma, Tennessee Micropolitan Statistical Area.

 

Harriman is a city located primarily in Roane County, Tennessee, with a small extension into Morgan County. The population of Harriman was 6,350 at the 2010 census.Harriman is included in the Knoxville, Tennessee Metropolitan Statistical Area.

 

Henderson is a city in Chester County, Tennessee. The population was 5,670 at the 2000 census. It is the county seat of Chester County. Nearby Henderson County, Tennessee, which borders Chester County to the northeast, contributed part of the territory which became Chester County in 1882.

 

Erwin is a town in and the county seat of Unicoi County, Tennessee, United States. The population was 6,097 at the 2010 census. It is part of the Johnson City Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Kingston is a city in and the county seat of Roane County, Tennessee, United States, and is adjacent to Watts Bar Lake. Kingston, with a population of 5,934 at the 2010 United States census, is included in the Harriman Micropolitan Statistical Area.

 

Munford is a city in Tipton County, Tennessee. The population was 4,708 at the 2000 census, when it was listed as a town.

 

Pigeon Forge is a mountain resort city in Sevier County, Tennessee, located in the southeastern United States. As of the 2010 census, the city had a total population of 5,875.Situated just five miles north of the Great Smoky Mountains National Park, Pigeon Forge is primarily a tourist destination. The city's attractions include , numerous outlet malls, and music theaters.

 

Nolensville is a town in Williamson County, Tennessee. The population was 5,861 at the 2010 census.

 

Sweetwater is a city in Monroe and McMinn counties in the U.S. state of Tennessee, and the most populous city in Monroe County. The population was 5,586 at the 2000 census and 5,764 at the 2010 census. Sweetwater is the home of the Craighead Caverns which contains the Lost Sea, the United States' largest underground lake.As of 1989, most of the economy consists of agriculture business. In addition some light industry is located in Sweetwater, including a chemical factory, a hosiery mill, and a stove plant. A new Supercenter opened on September 11, 2013 and added 200 jobs to the Sweetwater area.

 

Rockwood is a city in Roane County, Tennessee, United States. Its population was 5,562 at the 2010 census. It is included in the Harriman, Tennessee Micropolitan Statistical Area.

 

Mount Carmel is a town located in Hawkins County, Tennessee. In a 2005 estimate, the town had a total population of 5500 and at the 2010 Census the population was 5,429. It is part of the Kingsport�Bristol (TN)�Bristol (VA) Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Bolivar is a city in Hardeman County, Tennessee. As of the 2010 census, the city population was 5,417. It is the county seat of Hardeman County. The town was named for South American revolutionary leader Sim�n Bol�var.Bolivar is served by William L. Whitehurst Field.

 

Loudon is a town in and the county seat of Loudon County, Tennessee, United States. Its population was 4,476 at the 2000 census. It is included in the Knoxville, Tennessee Metropolitan Statistical Area. The city is located in eastern Tennessee, southwest of Knoxville, on the Tennessee River. Fort Loudoun, the colonial era fort for which the city was named, is located several miles to the south in Monroe County.

 

McKenzie is a city at the tripoint of Carroll, Henry, and Weakley counties in Tennessee. The population was 5,310 at the 2010 census.It is home to Bethel University and the Tennessee College of Applied Technology at McKenzie.

 

Jonesborough (historically also Jonesboro) is a town in, and the county seat of, Washington County, Tennessee, in the southeastern United States. The population was 5,975 at the 2010 census. It is ""Tennessee's oldest town"".Jonesborough is part of the Johnson City Metropolitan Statistical Area, which is a component of the Johnson City�Kingsport�Bristol, TN-VA Combined Statistical Area � commonly known as the ""Tri-Cities"" region.

 

Sparta is a city in White County, Tennessee, United States. The population was 4,599 at the 2000 census. It is the county seat of White County.The Calfkiller River flows through the community.Seven sites in Sparta are listed on the National Register of Historic Places.

 

Dunlap is a city in and the county seat of Sequatchie County, Tennessee, United States. The population was 4,173 at the 2000 census and 4,815 at the 2010 census.Dunlap is part of the Chattanooga, TN�GA Metropolitan Statistical Area.

 

Forest Hills is a city in Davidson County, Tennessee. The population was 4,812 at the 2010 census.

 

Whiteville is a town in Hardeman County, Tennessee. The population was 3,148 at the 2000 census and 4,638 at the 2010 census showing an increase of 1,490.

 

Martin is a city in Weakley County, Tennessee. Martin is the home of the University of Tennessee at Martin. The population was 11,473 at the 2010 census.

 

Madisonville is a city in and the county se"

"

place (CDP) called Harrogate-Shawanee. At the time of the 2000 census the CDP had a population of 2,865.

 

Coopertown is a town in Robertson County, in the U.S. state of Tennessee. A self-described ""bedroom community,"" it had a population of 4,278 at the 2010 census.

 

Trenton is a city in Gibson County, Tennessee. The population was 4,264 at the 2010 census. It is the county seat of Gibson County, and its third largest city.

 

Pleasant View is a city in Cheatham County, Tennessee, United States. The population was 4149 at the 2010 census.

 

Waverly is a city in and the county seat of Humphreys County, Tennessee, United States. The population was 4,028 at the 2000 census.

 

Livingston is a town in Overton County, Tennessee, United States, and serves as the county seat. The population was 3,498 at the 2000 census and 4,058 at the 2010 census. The current mayor, Curtis Hayes, began serving his mayoral position in September 2006.Livingston is part of the Cookeville, Tennessee Micropolitan Statistical Area.

 

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Your Company might have heard of trucking factoring but your company might mistake what it is or more importantly exactly what it can possibly do for your company. Factoring likewise called receivables finance is a form of asset based financing that will enhance a firm's short-term cash needs. It is not a loan; no debt is taken on by Receivable Loan Funding ,and the funds are unconstrained. Factoring Recievables Companies in Business Factors Best Trucking Factoring Company at Freightfactoringcompany.org- furnishing account receivable collections facilities best-trucking-factoring-company

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As the manager of your own business, you may likely be much more than aware already of the difficulty in making certain that capital matters do not become a dilemma down the line. Anyway, the toughest thing that can in all probability transpire for your firm is to find yourself swept up in a long and hard circumstance that leaves you forever trying to find the finances you need to have on an on-going manner.

 

 

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There's genuinely nothing to be distressed about when it comes to using a Factoring agency-- they usually are not like a banking company or somebody who is going to leave you with a big mass of debt to repay. You give them legitimate invoices from output you have already wrapped up , you are just quickening the payment system.

 

 



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Although Tennessee is now primarily industrial, with most of its people residing in urban areas, many Tennesseans still derive their livelihood from the land. The state's leading crops are cotton, soybeans, and tobacco; cattle, dairy products, and hogs are also principal farm commodities. Tennessee's leading mineral, in dollar value, is stone; zinc ranks second (Tennessee leads the nation in its production). Industry is being continually diversified; the state's leading manufactures are chemicals and related products, foods, electrical machinery, primary metals, automobiles, textiles and apparel, and stone, clay, and glass items. Aluminum production has been important since World War I. Tennessee has long been a major tourist destination, owing largely to its beautiful scenery. Many lakes were built here by the Tennessee Valley Authority (TVA) and the Army Corps of Engineers. The TVA also developed the Land Between the Lakes, an enormous Kentucky-Tennessee recreation area. Visitors are also drawn by Tennessee's famed music capitals, the country-music mecca of Nashville and the blues and jazz hub of Memphis

 

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The key reasons why Truck Agencies Utilize Factoring Companies.

 

As the manager of your own business, you may likely be much more than aware already of the difficulty in making certain that capital matters do not become a dilemma down the line. Anyway, the toughest thing that can in all probability transpire for your firm is to find yourself swept up in a long and hard circumstance that leaves you forever trying to find the finances you need to have on an on-going manner.

 

 



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At one time or another, every company, even successful ones, have actually experienced bad cash flow.

Cash flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other options are offered and you do not have to borrow money. Exactly what is truck factoring ? One solution is called truck factoring. Truck Factoring is the procedure of offering invoices to an investor rather than waiting to collect the cash from the client. Oh, the Irony- Truck factoring has a paradoxical difference: It is the financial foundation of many of America's most successful companies. Why is this ironic ? Because commercial factoring is not taught in business colleges, is seldom mentioned in company strategies and is fairly unknown to the majority of most of American business individuals.

Yet it is a financial process that frees billions of dollars every year, allowing thousands of businesses to grow and prosper. Receivable Loan Funding has been around for countless years. Truck Factoring Companies are financiers who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your customer has actually agreed pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a large portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail deals. Utilizing the purest definition of the word, these big customer finance business are really simply big Trucking Factoring Businesses of consumer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The store makes money practically immediately, although you do not pay until you are ready.

For this service, the credit card business charges Sears a charge (typical common normal fees vary from two to 4 percent of the sale). The Advantages Invoice Factoring can provide many advantages to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been provided, a company can factor (sell) its receivables for cash at a little discount off the dollar value of the invoice. Payroll, marketing efforts, and working capital are just a few of the company requirements that can be satisfied with instant  money.

Factoring offers the means for a producer to replenish inventory and make even more items to offer: There is no longer a need to await for earlier sales to be paid. FACTORING is not simply a money management device for producers: Almost any type company can take advantage of Receivable Loan Financing. Generally, a company that extends credit will have 10 to 20 percent of its yearly sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a client s invoice, however you can sell that invoice for the money to satisfy those obligations. Using trucking factoring companies is a fast and easy procedure. The factor purchases the invoice at a price cut, typically a few portion points less than the face value of the invoice.

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The U.s. Truck Association
states that there are about
200,000 truck drivers with truck
firms and
250,000 private providers trucking
companies accredited to
operate in the United States that carried,
according to their most current listings of millions of
products, materials and
standard products .
There are a number of usual
carriers either going solo or in
groups on our nation
roads transporting these
crucial products to our
stores, manufacturingplants and ports.

Plus  freight invoice factoring
businesses help
numerous of them and offer their
factoring facilities
nationwide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

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Oilfield services Factoring Company Calculator
This calculator will show you how much you will make by using our Oilfield services Factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our Oilfield services Factoring company
Enter the principal balance of your Oilfield services Factoring company
(call your Oilfield services Factoring company lender and ask for the current payoff amount):
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(invoice amount):
Enter the your Oilfield services Factoring company's current interest rate:

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
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Companies will be listed under all categories in which they provide specified Trucking Services.
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Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

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Imagine Holding Your banker Spellbound for 30 Minutes

 

"

�So It is not a loan?� asked Jay Marshall, reclining back into his chair and crossing his legs. The woman sitting across the desk from Jay smiled at him, shaking her head.�Not quite,� she said.Jay Marshall owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Herman. He named his business Riley Trucking, named after Zachary and Dale, his two grandfathers. They had both been hardworking men, and had done a lot to make Jay the same.Disaster had struck half a year ago, when two trucks in Herman�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Jay depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Jay had on hand.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Jay wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Jay knew she was employed by a Factoring company and that her name was Anne. Jay had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Anne explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Jay nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Anne nodded. �Yes, we get a lot of that. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. Sometimes you need help. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Anne said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Jay completed the form, with Anne offering advice as needed.

 

The profile filled Anne and her company in on Herman�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. Listening as Jay filled out his form, Anne was pretty sure he was a perfect candidate for factoring.When the form was done Anne took it and slid it into her briefcase. Standing up, she reached over the desk and shook Herman's hand. He stood before they shook as well, and then smiled. Jay walked Anne to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Anne and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Riley Trucking. So he did it. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was nearing fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Jay opened his eyes, sat forward, turned his computer on. He had things to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

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Trucking Factoring Company

 

"

Kennedy Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Kennedy Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. And worse yet, Kennedy had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Kennedy, Ricky Berry, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The number of clients who were late in their payments was continuing to grow.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.The situation looked dire to Ricky Berry. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. After work he would confide in his wife, Rhonda, and neither were unable to stop the constant worry over the lack of funds.""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would say.Ricky would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Ricky said. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" All Rhonda could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Ricky knew very well that Rhonda was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Ricky walked into his office with a spring in his step, determined to call each and every client who owed money to Kennedy Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Ricky knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Ricky was realising just how much trouble he was in.Poor Ricky spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Ricky?"" she asked standing in the doorway.

 

""Sure thing Maureen, come on in."" Ricky leaned back in his chair and looked expectantly at Maureenerely.""Well Ricky, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" Maureenerley asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Ricky interrupted.""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We can have an expert account manager review our numbers and help us complete a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""I see,� Ricky said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

The company will advise us the cost to purchase factoring for our company's accounts receivable. We come to an agreement and the funding starts pouring out.�Leaning forward, Ricky studied the documents very closely.""I do not know, Maureen - it just sounds too good to be true"", Ricky said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Ricky: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Ricky,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Ricky.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Ricky.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Ricky thought about this and agreed with Maureenerley. The customers who were in debt to Kennedy Truck & Haul were professional resources of the company, but they were also long-standing friends. Just because they were experiencing difficulties paying their own bills now, Ricky was very concerned about losing these relationships. Ricky knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Maureen, thank you."" Maureen nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Ricky keep the shirt on his back, and possibly hers too.Ricky sat behind his desk and looked over the details Maureen had not mentioned in their meeting. He wondered if there might be other problems freight factoring could help Kennedy Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Kennedy could receive up to fifty-percent cash advances upon load pick-ups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Franklin about this,"" muttered Ricky to himself.Franklin is Ricky's son-in-law, and he really admired the ideas behind Kennedy, so much so that only two years before he had started his own transportation service business. At that time Ricky knew the struggles Franklin would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Kennedy was struggling then the little guys, like Franklin, were going to be in even more trouble. But, an antidote may have been found in freight factoring and Ricky was soon to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Ricky found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Ricky recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

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Best Trucking Factoring Company

 

Reasons why Trucking Establishments Utilize Factoring Firms.

 

As the owner of your own business, you may perhaps be more than knowledgeable already of the difficulty in making certain that capital issues do not become a predicament down the line. After all, the most disappointing thing that can potentially occur for your company is to find yourself swept up in a long and complicated situation that leaves you forever searching for the cash you need on an ongoing basis.

 

For any kind of business in this circumstance, the dilemma can come for waiting for work to lapse and actually be settled into your account. Statements, checks, and the like can take a while to actually to be taken care of which can leave you with temporary capital issues. Fortunately, there are options out there for businesses to investigate-- and one of these is factoring agencies.

 

Factoring agencies will, in exchange for your statements, grant you with the cash money today to ensure you do not need to worry about the lingering time span that could make paying off the bills and obtaining materialsmore tough. With this form of setup, invoice factoring can end up being tremendously practical for a lot of establishments who ought to get out of a money ploy which they have found themselves in.

 

Due to the fact that, depending on the volume of the job, it can take up to 60 days for many business enterprises to get paid out then it is important to cover up your own back and definitely not leave yourself cash short to pay the monthly bills. After all, how many business enterprises have two months earnings just lying there to deal with all their expenditures till they earn?

 

This is especially correct of truck firms. They tend to deal with good deals of invoices which means a huge quantity of collection time demands business owner themselves. Seeking to get paid in time can come to be an incredible inconvenience and this is exactly why you use trucking factoring organizations who are delighted to help out truckers mainly.

 

As most of us know, trucking is an astonishingly huge market with lots of companies out there hiring hundreds of drivers. The sad thing is, numerous of these drivers wind up in finances problems considering that they are still expecting work from six weeks previously to actually pay them. When this is the scenario for a truck organization, consulting factoring agencies for assistance might be the best alternative left.

 

This means that a truck corporation can compensate the salaries of the crew, keep all the cars filled with gas and continue to escalate, thrive and expand without consistently waiting for the finances which is taking too lengthy to come in. Trucking Firms operating without a factoring program established are leaving themselves at considerable hazard, as competitors cash out rapidly and go on to develop.

 

There's honestly not much to be worried about when it comes to making use of a Factoring company-- they usually are not like a bank or any individual who is going to leave you with a substantial mound of liability to repay. You give them legitimate invoices from output you have already accomplished , you are simply speeding up the repayment system.

 

In the United states of America, where trucking agencies prosper, factoring firms are not considered borrowing in any capacity. This private arrangement then permits both parties to benefit and take pleasure in a comfortable future-- it gives the factoring provider a warranted asset of money to add to the list and it offers the trucking firm the needed money that they sweated to gain.

 

The trucking firm bestows their statements to the factoring enterprise. The trucking factoring business then receive the installment payments from the trucking company's customers. Factoring has been all around for hundreds of years and has been utilized for long times by several varied business-- but none much more so than truckers. While you might possibly lose out on a small part of the money, something like 1-3 % depending upon who you partner with, it signifies that you are receiving the resources today and can actually start off setting the money to do work.

 

After all, an IOU or an invoice is absolutely not going to finance bills, is it? For trucking companies when the cash can be excellent one day and gone the next, it is up to the vehicle drivers to work sensibly and to guarantee they are leaving themselves with a considerable volume of time and money to get through the week until they are compensated again.

 

So the next time your trucking company is bearing some momentary cash flow troubles and you are investing too much time chasing slowly paying customers, why not start off considering making use of a factoring businesses as a manner to get your cash and give yourself a more pleasant future in the eyes of your trucking team and your bank balance?

 

 

 

 

 

 

 

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"

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Earl Griffin just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Earl is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Griffin Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Earl�s father had started as an owner-operator and had grown Griffin Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Earl�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Earl's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Griffin Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Griffin Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Earl allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Earl knew he was right in his forward thinking. How would he take Griffin Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Earl to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Earl it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Earl because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Griffin Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Earl stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. He suddenly realized that, with this new cash flow, he could actually expand Griffin Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Date Published- 2014- 11-18 Trucking Factoring Company

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
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"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

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